Searching for a life insurance policy doesn't have to be time consuming, confusing & stressful.  

Our agency will research over 25 financially strong carriers for you, quickly!

Our goal is to recommend the carrier that matches your health history while always focusing on your budget. 

Exam and no exam policies available. 

Prudential, Mutual of Omaha, Sagicor Life, Protective, Banner, Transamerica, American National, AIG, Gerber Life  

Your questions are always welcomed.

Phone or email, anytime.


Jack D Davis, Owner
Low Term Insurance, a division of Eagles Soar Enterprises, LLC., Est 1985

We Insure Families and Business Owners

Who We Are
Low Term Insurance

Here at Low Term Insurance, a division of Eagles Soar Enterprises, LLC, we are a family owned insurance broker. Each of our clients has unique life insurance needs.  When you phone us, we will take the time to get to know you and your family or business insurance needs. 

Our advice is always free and offered with the goal of helping you feel confident in doing business with our family-owned life insurance company.

Your questions and needs are unique to your situation. Let's chat soon and, working together, find a life insurance policy that fits both your needs and your budget. 

34 Years in the Industry
Jack D Davis

Jack has over 34 years of experience in the life insurance industry. He enjoys patiently helping his clients understand the various types of life insurance while offering his guidance in selecting an affordable policy.

Jack was raised in a large, active household in the beautiful suburbs of Pennsylvania. When not assisting others with their important life insurance needs, Jack enjoys tennis, pickle ball, biking, reading and cheering on his favorite team, the Philadelphia Eagles.  Jack successfully completed six  years in the US Army Reserve and graduated from West Chester University (PA). Jack has two wonderful children and resides in sunny St. Petersburg, FL.

Benefits You Will
Enjoy Include

  • Quotes instantly from up to 25 major life insurance carriers
  • Free consultation with a professional, licensed broker
  • Life insurance explained with no obligations
  • We take the time to help you understand the benefits of a life settlement or viatical settlement.
  • Friendly, helpful, and knowledgeable staff
  • Business insurance plans available (Key Man, Buy Sell, Tax-free Retirement Programs, Estate Tax Programs, 2nd-to-Die Plans)
  • Over 34 Years of experience in the life insurance industry

Nine Reasons Why Clients Work With Us

  • 1
    Over three decades in the life insurance industry offering sound, objective guidance.
  • 2
    Trusted, professional and always courtesy service.
  • 3
    Prompt response time for questions.
  • 4
    Offer safe, top-rated, financially-strong life insurance companies with excellent rates.
  • 5
    Family-owned and USA-based
  • 6
    Expert, creative, sound advice on tax-free, Wealth Creation Program.
  • 7
    Client testimonials available on demand.
  • 8
    Servicing customers locally in St. Petersburg, FL and nationally via telephone meetings.
  • 9
    Will travel as needed.

Taking Care of
Your Business

Whether you are a sole proprietor or have one or more partners, key person life insurance and buy sell life insurance should be an integral part of your business planning. Do you have cash on hand to buy out your partner if an unexpected event occurs? Call or email today for a free, no obligation consultation.

Choosing Your
Life Insurance

We know it's often hard to understand how to determine what type and amount of life insurance you should purchase. Since 1985 we have been assisting others in this critical life decision. The phone call and the advice are 100% free. 

Speak with a Live Agent Now

The Call and Our Suggestions Are Both Free

  • 1.800.277.3098

I recently took a life insurance policy out with Jack. I found Jack to be extremely helpful and knowledgeable about getting me the correct policy. I would highly recommend Jack to others.

Mark H.

Palm Harbor

Jack was very courteous and patient while searching for a policy to fit my needs. He also followed through with what he said he would accomplish and more. It was a pleasure to work with him.

Debbie M

Clearwater, FL

Low Term Insurance © All Rights Reserved.
This site provides life insurance quotes and other related insurance information. Rates are not guaranteed. LowTermInsurance
Each rate shown is a quote based on information provided by the carrier. By requesting a quote, you agree to LowTermInsurance’s Privacy Policy and Terms of Use. By submitting your personal information, you are making a consumer inquiry for insurance offered by licensed insurance agents. You consent and expect to be contacted by a licensed insurance agent via phone, email, text or direct mail. LowTermInsurance will not sell your information to a third party. Any health or personal information shared is protected by applicable HIPAA privacy laws and regulations. Invitations for application for life insurance on are made through its designated agent, Jack D. Davis, only where licensed and appointed. Jack D. Davis, is a licensed life insurance agent in multiple states and in his resident state of Florida. The following agent license numbers are provided for Jack D. Davis as required by state law: KY agent # 881715, MD agent # 2171689, CA agent # 0763085, PA agent # 430420, FL agent # D001693, GA agent # 30466520. Additional licenses are available upon request. No portion of may be copied, published, faxed, mailed or distributed in any manner for any purpose without prior written authorization of the owner. Life insurance policies described, quoted, shown and illustrated throughout this website are not available in all states and may include those issued by: ANICO – American National Insurance Company, Assurity, Banner Life/Legal and General, Sagicor, North American Life Insurance Company, Principal Life, Protective Life, TransAmerica Life. Rates and time taken to purchase a policy vary by product.Type your paragraph here.

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