Those with no life insurance think it’s 3 times more expensive than it is actually, Almost 1/3 of people do not buy life insurance for one reason: they don’t like thinking about death,
People without life insurance think it’s three times more expensive than it is actually.
The #1 reason why people don't buy life insurance?
Understanding life insurance can be overwhelming. It doesn't have to be complicated.
Many people incorrectly believe life insurance is too expensive. I have helped explain to phone callers for over 30 years how inexpensive term life insurance is currently. Most of my clients pay more for their cell phone bill than their term life insurance. Will you do me a favor right now? Discover and prove to yourself how low the rates are for term life insurance. Here’s an easy solution: take two minutes and run a term life insurance quote. You may be very pleased with what you find. Click for term life quotes.
Almost 1/3 of people do not buy life insurance for one reason: they don’t like thinking about death.
34 Years in the Business & This Has Never Happened
In over three decades in the life insurance industry helping protect families with their life insurance needs, guess what has never occurred? Not one time has a client called me and refused to accept their tax-free life insurance check. Do you know why? Because the survivors need every last dollar they can get when a family member passes away unexpectedly.
Denial or not, we will all die eventually. If you have a spouse, children, grandchildren, or aging parents who rely on your income, then you really need to factor into your financial planning the possibility of you dying prematurely. Your mortgage, your children’s education, ensuring your spouse (and kids) will remain in their current lifestyle, all these obligations can be affordably protected with an affordable 10 year $250,000 or 20 year $500,000 life insurance policy. Many of these low cost term insurance policies can be applied for without a medical exam being required.
Life insurance is about moral fiber and love. It is about leaving your loved ones an “I love you card” every single day of their lives. Life insurance demonstrates a very mature individual; selflessly caring for those you love by protecting them in life and in the event of your unexpected passing. Owning a well-designed life insurance policy will help you to sleep soundly each night knowing your loved ones are financially protected. We insure our TV’s, our cell phones and our cars, why on earth would we not insure our most valuable asset, OURSELVES?
38% of people did not buy life insurance, or not buy additional life insurance, because they are uncertain of how much or what type to buy.
How much life insurance do I need?
$250,000 term or $500,000 universal life or $750,000 whole life insurance?
What type of life insurance is best for me?
Term, Whole Life, Universal Life, Indexed Universal Life? Lions and tigers and bears, oh my! So many choices!
There is nothing wrong with not knowing everything about the types of life insurance available to you. You are not alone.
Life insurance can be a bit intimidating and confusing at times. Decisions such as: how much to purchase? What type (term or permanent) to purchase? These decisions are often very challenging. However, you are only a phone call, text or email away from having your questions regarding what type of life insurance is best for your unique situation answered.
The more information you have when buying life insurance, the better you will feel with your decision. We owe it to the ones we love. There are no second chances. My agency always offers sound, friendly, and helpful guidance throughout your life insurance buying process. Whether you are looking for a cheap term life insurance or an indexed universal life policy or final expense coverage, we can help.
We make you this promise: You will be treated with respect, courtesy and professionalism (and yes, sometimes a bit of humor mixed into our conversation) at all times while we prepare your customized life insurance protection program. The conversation, the advice and the quote summary are all free.
Run a quick life insurance quote right now and let’s chat. 1.800.277.3098
1 in 3 women believe they don’t have enough life insurance.
Ladies, hi, are you one of these:
Single mom? Working mom? Working spouse? Primary breadwinner?
Although women continue to rise in the workforce and their incomes increase, they still have less confidence with money and own less life insurance protection than men. Many women feel that financial information is too difficult to understand and geared only toward men. In today’s world, women also feel that their everyday responsibilities keep them too busy to address financial planning strategies. Let us help you to understand your life insurance options. We are only a phone call away. The call and the advice are both free. 1.800.277.3098.
Ladies, it’s time to take control of your financial future and ensure your loved ones will be taken care of even if you are no longer around to do so. With our easy and free life insurance quoting software, it only takes 30 seconds to review multiple term life insurance quotes.
4 in 10 insured husbands and wives have only group life insurance coverage.
Group life insurance is a great benefit to take advantage of through your employer, but you can only collect on your group life insurance policy if it’s in force and you’re employed with the company when you die. If you rely on only your company’s life insurance plan, you may be left out in the dark when the unexpected does happens, like losing a job or getting ill.
85 percent of consumers agree that most people need life insurance, yet only 62 percent say they have it.
The statistical group to be a part of here is the 62 percent. Everyone’s life insurance needs are different, but most people do need some type of life insurance coverage. We can help. Take the easy first step and get a no-pressure, free term life insurance quote.
After running your quote, we will reach out to you to find out how we can help answer any questions you may have.
(2-5) 2015 Insurance Barometer Study, Life Happens and LIMRA
(6) Personal-level Trends in the U.S., Life Ownership, LIMRA, 2011
(7) 2013 Insurance Barometer Study, LIMRA